Products

Monitor, protect and control your identity.

Verath starts with something no one in Nigeria has today: a real-time alert when your identity number is used. Everything else builds on that foundation.

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Launching first01

Identity Monitoring

Know who checked your identity, when and why.

Get alerted when your NIN or BVN is verified, queried or used to open an account by a partner connected to Verath, and dispute it in one tap.

Explore Identity Monitoring

Multi-channel alerts
App push, WhatsApp, SMS and email, so a single SIM problem doesn’t silence your alerts.
Severity-aware
Account openings and loan checks go to every channel at once. Routine KYC checks go to your preferred channel.
One-tap disputes
“Not me” routes a dispute to the institution through the partner that reported the check.
Full history
See every check Verath has received for your identity since you enrolled.

Planned02

Identity Firewall

Approve new accounts before they are opened.

A planned identity lock with owner approval: before opening an account or loan in your name, connected institutions ask Verath, and you answer “Is this you?” with Yes or No.

Explore Identity Firewall

Real-time owner approval
Approve or decline a new account or loan in your name from a notification, in seconds.
Lock and unlock
Control the lock state of each enrolled identity yourself.
One-time unlock
Allow a single named institution to proceed, without lifting your lock for everyone.
Fast lock checks
Designed for a response fast enough to fit inside an account-opening flow.

In development03

Digital Identity Wallet

Your identities, history and consents in one place.

A secure home for your enrolled identities: see every check, review the consents you have given, download reports and manage family monitoring.

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Identity overview
Your verified identities, alert channels and lock status at a glance.
Check history
A searchable timeline of identity checks reported to Verath.
Consent records
A clear record of what you approved, and when.
Sharing history
See which institutions hold your NIN or BVN, and since when.

In development04

VRH ID

A reusable, privacy-preserving Verath ID.

A Verath identifier that lets you prove you are a verified owner, with your consent, without handing over your raw NIN or BVN every time.

Explore VRH ID

Consent-first
Every use of your VRH ID requires your approval.
Revocable
Withdraw a partner’s access without changing your NIN or BVN.
Minimal disclosure
Designed to share only what the partner needs to know.
Audit trail
Each use appears in your wallet history.

Roadmap

From awareness to control

Our planned sequence. Timing depends on partner integrations and regulatory engagement.

Phase 1
Alerts
Enrollment with proof of ownership, alerts from the first connected partners, and one-tap disputes.
Identity Monitoring
Phase 2
Coverage
More verification providers, banks and lenders; USSD; local-language alerts; incident reports.
Digital Identity Wallet · VRH ID
Phase 3
Control
Identity lock and one-time unlock at the point of account opening, with ecosystem partners.
Identity Firewall

Early access

Be first to know when your identity is used.

Verath is in development. Join the waitlist for early access, product updates and launch news.

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